tax
Wo du 2026 deine Nomaden-Firma gründest
Estland e-Residency, US-LLC, UK-Ltd, UAE-Free-Zone, Zypern und mehr: wo Nomaden 2026 gründen, was es kostet, und wo der Steuervorteil wirklich liegt.
Tools we actually use for this
SponsoredInvoice clients in their currency, get paid into a Wise account, convert when the rate is good. Removes one whole layer of tax-residency headache. Wise ↗
For EU freelancers/SAS, Qonto gives you a proper business IBAN and clean invoicing — the kind of paper trail tax administrations actually want. Qonto ↗
Side income from AI labs (Mercor) is paid in USD — pair with a multi-currency account so you do not bleed 3% on every transfer. Mercor ↗
Frequently asked
- Where do most nomads incorporate?
- There is no universal answer — clients and tax residency dictate the best choice. Estonia e-Residency suits EU service providers. US LLC suits US-client services with non-US residents. UK Ltd suits UK clients. UAE Free Zone suits high earners willing to spend on substance.
- Does where I incorporate change where I pay tax?
- Usually not by itself. Your personal tax residency still applies. The company structure changes whether profits stack inside a company, get distributed, or pass through. Pair the company with the right personal residency for it to actually save tax.
- How much does each option cost to maintain?
- Estonia e-Residency: ~€300-700/year accounting plus state fees. US LLC: ~$300-1,500/year (5472 filing). UK Ltd: ~£500-1,500/year. UAE Free Zone: $3,000-7,000/year+. Cyprus: similar order. Pick what your revenue can comfortably support.
- Is Estonia e-Residency really useful for nomads?
- For EU service providers billing other EU clients, yes — clean invoicing, EU VAT handling and a real EU company without local employees. Profits taxed only on distribution makes it attractive for reinvesting. Less of a fit for non-EU clients.
- When is UAE Free Zone worth it?
- When your personal income is comfortably six figures, you can spend the required time in UAE, and the lifestyle suits you. Below that, the substance, residency and yearly fees rarely beat simpler EU options.
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Useful for this trip
Wise
bankingMulti-currency account with real exchange rates. Receive in 40+ currencies.
Revolut
bankingFree EU account with virtual cards. Spend abroad at the real exchange rate.
Qonto
bankingBusiness banking for freelancers and SMEs in France and Europe. 60-100€ welcome bonus.
SafetyWing
insuranceNomad health insurance built for remote workers. From $45/month, works in 175+ countries.
Airalo
esimeSIM data plans in 200+ countries. Use code SACHA6010 for $3 off your first plan.
Claude
ai llmAnthropic Claude. Best LLM for long-form reasoning, research and writing.
Multiwährungskonto
Lass dich in jeder Währung bezahlen und spare den FX-Aufschlag.
Ein Wise-Multiwährungskonto gibt dir EUR-, USD-, GBP- und 40+ Empfangsdaten, Umtausch zum echten Kurs, wann du willst, und eine Karte, die im Ausland ohne Markup zahlt. Die Standard-Geldleitung für Nomaden.