Finanzierungsnachweis für Visa: Was Konsulate wirklich wollen

Frequently asked

How much money do I need to show?

It varies by visa, but expect to demonstrate you can cover yourself without local work — often several months of living costs in liquid savings, or a monthly income above a set figure. Always aim comfortably above the stated minimum rather than scraping it.

How long does the money need to be in my account?

Many consulates want to see a maintained balance, not a one-day deposit, so they ask for three to six months of statements. A lump sum that appears the week before you apply can trigger questions; a steady balance reassures them.

Can I use multiple accounts or currencies?

Usually yes — combine statements from several accounts, including multi-currency balances, as long as each is clearly in your name and the totals are easy to add up. Provide a short cover summary so the officer is not doing currency maths under time pressure.

How do nomads with money in motion handle this?

Consolidate into one or two accounts a few months before applying so the statements look stable, keep balances above the threshold throughout, and use accounts that produce clean, official statements with your name and address. Predictability on paper beats a complicated true story.