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tax

Onde montar a tua empresa de nómada em 2026

e-Residency Estónia, LLC EUA, Ltd Reino Unido, Free Zone EAU, Chipre e mais: onde nómadas se constituem em 2026, custos e onde está a vantagem fiscal real.

Tools we actually use for this

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  • Wise logo

    Invoice clients in their currency, get paid into a Wise account, convert when the rate is good. Removes one whole layer of tax-residency headache. Wise

  • Qonto logo

    For EU freelancers/SAS, Qonto gives you a proper business IBAN and clean invoicing — the kind of paper trail tax administrations actually want. Qonto

  • Mercor logo

    Side income from AI labs (Mercor) is paid in USD — pair with a multi-currency account so you do not bleed 3% on every transfer. Mercor

Frequently asked

Where do most nomads incorporate?
There is no universal answer — clients and tax residency dictate the best choice. Estonia e-Residency suits EU service providers. US LLC suits US-client services with non-US residents. UK Ltd suits UK clients. UAE Free Zone suits high earners willing to spend on substance.
Does where I incorporate change where I pay tax?
Usually not by itself. Your personal tax residency still applies. The company structure changes whether profits stack inside a company, get distributed, or pass through. Pair the company with the right personal residency for it to actually save tax.
How much does each option cost to maintain?
Estonia e-Residency: ~€300-700/year accounting plus state fees. US LLC: ~$300-1,500/year (5472 filing). UK Ltd: ~£500-1,500/year. UAE Free Zone: $3,000-7,000/year+. Cyprus: similar order. Pick what your revenue can comfortably support.
Is Estonia e-Residency really useful for nomads?
For EU service providers billing other EU clients, yes — clean invoicing, EU VAT handling and a real EU company without local employees. Profits taxed only on distribution makes it attractive for reinvesting. Less of a fit for non-EU clients.
When is UAE Free Zone worth it?
When your personal income is comfortably six figures, you can spend the required time in UAE, and the lifestyle suits you. Below that, the substance, residency and yearly fees rarely beat simpler EU options.

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Conta multimoeda

Recebe em qualquer moeda e deixa de perder no câmbio.

Uma conta Wise dá-te dados para receber em EUR, USD, GBP e mais de 40 moedas, conversão ao câmbio real quando quiseres, e um cartão que gasta no estrangeiro sem agravamento. O canal padrão do dinheiro de nómada.

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