slowmadly

cost

Gerir o seu dinheiro numa viagem Schengen sem surpresas de comissões

Saltar entre países do euro numa viagem Schengen — gastar, dividir contas e levantar dinheiro sem as comissões que arruínam o orçamento.

Tools we actually use for this

Sponsored
  • Revolut logo

    Track the real cost of a city by spending only on Revolut for a week. The app categorises everything in EUR, so your "I think it costs ~€1 400/month" turns into a number. Revolut

  • Wise logo

    If your income is in another currency, use Wise instead of your home bank — at €2 000/month, the saving on FX margins is roughly €60 every transfer. Wise

  • Esketit logo

    Once your runway is solid, parking the buffer on a P2P platform (Esketit) at 10-13% beats letting it idle at 0.5% on a current account. Esketit

Frequently asked

Do I still pay fees moving between euro countries?
Spending euros across euro countries is usually fee-free, but the traps are ATM operator fees, dynamic currency conversion at terminals, and any card that charges per transaction. The currency is the same; the fees are not.
What is the cleanest way to spend day to day?
A card that charges no foreign-transaction fee, gives instant spend notifications, and lets you freeze it instantly if it goes missing. Pair it with a small cash buffer for the places that still refuse cards.
How do I split bills with people I am travelling with?
Use an app that lets you send and request money instantly and for free between users, so the group settles up the same night instead of carrying IOUs across three more cities.
Should I take out cash or pay by card?
Card for almost everything, cash for markets, tips and rural spots. When you do withdraw, take a larger amount once to amortise any ATM fee rather than small amounts repeatedly, and always decline the machine’s currency conversion.

More on cost

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Useful for this trip

Multimoeda UE

Gasta fora ao câmbio real com a Revolut.

Conta UE gratuita com cartões virtuais, câmbio ao preço real até ao teu plafond mensal, transferências instantâneas entre utilizadores e um resumo de gastos que transforma "acho que custou 1.400 €" num número. A metade gasto-diário de uma stack de dinheiro nómada.

Abrir Revolut

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